Roth IRA Conversion  
When Congress created the Roth IRA, millions of Americans who already had traditional IRAs faced a new decision: “Should I convert to a Roth IRA?” Traditional IRAs feature deductible contributions, and withdrawals are taxed as income. Roth IRA contributions, on the other hand, are not tax deductible, although qualified withdrawals of both contributions and earnings from a Roth IRA are free of federal income tax. One issue to consider is that if you convert your traditional IRA to a Roth IRA, you will owe current federal income tax on the amount you convert. This calculator is designed to help you determine whether you should consider converting to a Roth IRA.
     

1. What is your current age?

2. What is the current balance of your IRA?

$

3. What pre-tax return do you expect on your IRA investments (0 to 10 percent)?

%

4. What marginal tax bracket do you expect to be in during your working years?

5. At what age do you expect to begin withdrawing funds from your IRA? (Enter a number between 60 and 70, but at least five years from your current age.)

6. What pre-tax return do you expect on your investments once withdrawals begin (0 to 10 percent)?

%

7. What marginal tax bracket do you expect to be in during your retirement years?

 
   
   
Chamberlin & Associates Rod Chamberlin Irvine IRA Wealth Rod Chamberlin Financial Planner
9070 Irvine Center Drive #100 • Irvine, CA • 92618
Phone: 949.888.9440
Toll Free: 800.779.6115		 • Fax: 949.203.2827
• rod@rodchamberlin.com

 9070 Irvine Center Drive Suite 100, Irvine, CA 92618
Toll Free: 800.779.6115  Phone: 949.888.9440 Fax: 949.203.2827
Email: rod@rodchamberlin.com

Securities and Advisory services offered through LPL Financial.
A registered investment advisor.
Member FINRA / SIPC.

The LPL registered representative associated with this site may only discuss and/or transact securities with residents to the following states: California (CA), Colorado (CO), Iowa (IA),  Illinois (IL), Maryland (MD), Pennsylvania (PA), Virginia (VA), and Washington (WA).

 

 

 

 

 

Securities offered through LPL Financial, Member FINRA/SIPC